There comes a time in everyone’s life where they can use a little help. One of those times may be when you become pregnant or have just given birth. There is a nation-wide program known as WIC (Women, Infants, and Children) that helps provide nutritional foods to pregnant women, infants, and children up to age five.
Keep your social security number safe. Don’t carry your social security card replacement around with you or any other card that has your number on it. Don’t use your number on checks or bills that can be stolen.
Vehicle Records – Keep for as long as you own the vehicle. This includes purchase receipts, titles, registration, and maintenance/repair records. Keep registration and insurance card in your auto. Shred previous years registration.
Seriously, though, a credit social security card replacement can be a valuable financial tool. It’s convenient to use, especially when ordering through the mail, or off the Internet, and it gives you the power to buy the things you want.
Now that you have completed your Credit Card Audit, your next goal is to pay those credit card accounts off, and save yourself hundreds, or even thousands of dollars!
The next step is to run the applicant’s credit. The reports that you order up should include a combined credit report (i.e. a compilation report from all three major credit reporting agencies), an eviction and civil records search, a criminal database search, and employment and rental verification. You may charge the tenant the actual cost of the background check not to exceed $42.00. Sometimes the tenant, rather than pay the fee, will offer up his own credit report. Don’t accept it; get one of your own.
Insurance Policies – Shred policies that have expired and you have renewed (such as auto, home, and renters insurance). You only need to keep the current policy documents.
Third, you should check your credit report regularly. Some credit card companies have this information on there websites when you log on. You can also obtain a credit report for free yearly at annualcreditreport. This website can give you your credit score from all three reporting agencies. If you have your identity stolen, you should report it promptly. Call the police, the credit reporting agencies, and of course, your bank.